SMALL BUSINESS INSURANCE

 

PUBLIC & PRODUCTS LIABILITY

Whatever your product, whatever your business service. We can provide a tailored liability insurance policy to meet your needs.

Public liability insurance is designed to protect your business against claims of being found liable to a third party for death or injury, or loss or damage of property resulting from your employees’ negligence.

If you sell, supply or deliver goods, even in the form of repair or service, you may need cover against claims of goods causing injury, death or damage. The product liability section of cover is designed to protect your business if any of these events happen to another business or person by the failure of your product or the product your business are selling.

We always welcome a call to discuss your business and its needs.

PROFESSIONAL INDEMNITY

The constant professional is everywhere.

GALVANiiZE Insurance has experience in providing insurance for many professional people and companies over the years. They are more than capable to arrange professional indemnity insurance for any Stockbroking Firms, Film & TV Professional, Producers, Financial Planners, Advertising Agencies, Event Organisers, Event Managers, Occupational Health & Safety Consultants, Management Consultants, Corporate Advisors, Business Brokers, Accountant firms, Top up cover for Law Firms, Business Schools & their Teachers, IT Consultants, Engineers, Architects, HR/Recruitment Agencies, Real Estate Agents, Travel Agents, and the list could go on and on.

Please do not hesitate to contact us to discuss your business & profession and we are sure there is a cost effective solution tailored for you and your business.

BUSINESS PACKAGE

Most small businesses will be very familiar with Business/Office Package insurance. This policy has multiple sections of cover and provides a variety of protection e.g. cost of rebuild, office contents & fit-out, fire, storm damage, burglary/theft, general property, glass, public & products liability, business interruption, theft of money, electronic equipment breakdown and machinery breakdown.

We would be delighted to create or review & re-design your existing Business/Office insurance program. All you need to do it contact us.

CYBER TERROR / CYBER EXTORTION / NETWORK ASSET PROTECTION / PRIVACY

Cyber Risks | Security & Privacy / Media Liability / Cyber Terror / Cyber Extortion / Network Asset Protection.

Cyber Threats and Cyber Ransom is on the rise and this class of insurance has never been so important. A brief summary of the key elements of Cyber Risk protection policies are:

  1. Third Party Claims – Providing the Insured with protection from third parties alleging failure to keep data secure, including claims for compensation by third parties, investigations, defence costs and fines and penalties (allowed under law) from breaching the Privacy Act.
  2. First Party Costs – Reimbursement for Insured for the costs they would incur to respond to a breach, including: IT Forensic Costs, Credit Monitoring Costs, Public Relations Expenses and Cyber Extortion Costs (including ransom payments to hackers).
  3. Business Interruption – Protection by providing reimbursement for the Insured’s loss of profits resulting from the breach, as well as any additional necessary expenses it may need to incur to continue business as usual. Some of the common events that can result in a cyber claim include:
  • I.T. systems (designs & games) hacked and attacked
  • Breach of privacy & security
  • Lost or stolen iPads, smart pads/tablets, smart phones, PC/Mac’s or laptops/macbooks.

Please do not hesitate to contact the GALVANiiZE Insurance team to discuss or arrange a quote.

TRAVEL

Are the business directors and employees travelling beyond 50, 100 or 200 kilometres? Yes? You should be buying Corporate Travel Insurance.

Most travel policies have multiple features and some of those are:

  • Extra Territorial Workers Compensation
  • Medical and Medical Evacuation Expenses (OVERSEAS ONLY)
  • Loss of Deposits and Additional Expenses
  • Luggage, Personal Effects, Travel Documents, Money and Credit Cards
  • Lump sum payments for an injury resulting in Death or other specified events for Personal Injury
  • Alternative Employee or Resumption of Assignment Expenses
  • Political Risk and Natural Disaster Evacuation Expenses
  • Missed Transport Connection
  • Rental Vehicle Excess Cover
  • Kidnap and Ransom and Extortion
  • Personal Liability
  • Corporate Travellers Family Care
  • Identity Guard

Very Quick and Easy to arrange. Contact the GALVANiiZE Insurance team for a quote.

MANAGEMENT LIABILITY


MORE